Terms and Conditions

Agreement governing the use of our services.

Last Updated: 02 March 2026

These Terms and Conditions (“Terms”) govern the use of services and website operated by MMKCONSULTANCY, headquartered in Chennai, Tamil Nadu, India. By accessing our website or availing our services, you agree to comply with and be bound by these Terms.

If you do not agree with any part of these Terms, you should not use our services.

1. Definitions

  • “Company” refers to MMKCONSULTANCY.
  • “Client” refers to any individual or entity availing services from the Company.
  • “Services” refer to consulting, real estate documentation, property assistance, financial/loan assistance, and related advisory services provided by the Company.
  • “Website” refers to the official website operated by MMKCONSULTANCY.

2. Scope of Services

MMKCONSULTANCY provides professional consulting, real estate documentation assistance, and loan facilitation services. The Company acts as a consulting and facilitation entity and does not function as a bank, financial institution, NBFC, or government authority unless explicitly stated.

Approval of loans, government documents, property registrations, or any statutory permissions is subject to the discretion of relevant authorities and institutions.

The Company does not guarantee approvals, sanctions, or specific outcomes.

3. Client Responsibilities

By engaging our services, the Client agrees to:

  • Provide accurate, complete, and truthful information
  • Submit genuine and legally valid documentation
  • Cooperate during processing and verification
  • Comply with applicable legal requirements

The Company shall not be responsible for delays, rejections, or legal consequences arising from incorrect or incomplete information provided by the Client.

4. Fees and Payments

  • Service fees, consultation charges, or facilitation charges will be communicated clearly prior to engagement.
  • Payments once made are subject to agreed terms and may not be refundable unless explicitly stated in a written agreement.
  • Government charges, statutory fees, or third-party charges are separate from the Company’s service fees unless otherwise specified.

5. Loan & Financial Services Disclaimer

MMKCONSULTANCY provides loan assistance and advisory services. Final approval, interest rates, loan amount, tenure, and disbursement are determined solely by the respective financial institution or lending authority.

The Company does not guarantee:

  • Loan approval
  • Specific interest rates
  • Pre-approved status
  • Disbursement timelines

All financial decisions are subject to lender evaluation and regulatory compliance.

6. Real Estate Services Disclaimer

For property documentation, approvals, and verification services:

  • Final approvals are subject to government authorities
  • Processing timelines depend on respective departments
  • The Company does not control regulatory delays

Clients are responsible for ensuring lawful ownership and compliance of their property.

7. Limitation of Liability

MMKCONSULTANCY shall not be liable for:

  • Indirect or consequential losses
  • Loss arising from third-party decisions (banks, government bodies, etc.)
  • Delays caused by regulatory authorities
  • Client-provided inaccurate documentation

Our total liability, if any, shall not exceed the service fee paid for the specific service.

8. Confidentiality

All client information will be treated confidentially and handled in accordance with our Privacy Policy.

Information may be shared with authorized partners, financial institutions, or government bodies strictly for service execution purposes.

9. Intellectual Property

All website content, including text, design, structure, branding, and materials, is the intellectual property of MMKCONSULTANCY.

Unauthorized reproduction, distribution, or misuse is strictly prohibited.

10. Website Usage

Users agree not to:

  • Use the website for unlawful purposes
  • Attempt unauthorized access
  • Disrupt website functionality
  • Upload harmful or malicious content

The Company reserves the right to restrict access in case of misuse.

11. Cancellation & Termination

The Company reserves the right to refuse or terminate services if:

  • False documentation is provided
  • Legal violations are detected
  • Client fails to cooperate

Any refund, if applicable, shall be governed by separate written agreement or refund policy.

12. Compliance with Indian Laws

These Terms shall be governed and interpreted in accordance with:

  • The Indian Contract Act, 1872
  • Information Technology Act, 2000
  • Applicable regulatory and statutory provisions

Any disputes shall fall under the jurisdiction of courts located in Chennai, Tamil Nadu.

13. Force Majeure

MMKCONSULTANCY shall not be liable for delays or failure in performance due to events beyond reasonable control, including natural disasters, government restrictions, system failures, or regulatory changes.

14. Amendments

The Company reserves the right to modify these Terms at any time. Updated Terms will be posted on the website with revised dates. Continued use of services constitutes acceptance of updated Terms.

15. Contact Information

For queries regarding these Terms, please contact:

MMKCONSULTANCY
Chennai, Tamil Nadu, India
Email: info@mmkconsultancy.in
Phone: +91 94444 88888